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All Calculators

Explore all our free calculators for your personal finances. Every tool is updated with 2026 Swiss tax law.

Salary & Taxes

Finance & Investments

Frequently asked questions

Which calculator should I start with?

The gross-to-net calculator, which turns an advertised salary into the amount actually received after AHV, BVG and taxes. The others answer narrower questions: withholding tax, pillar 3a, employer cost, canton comparison or mortgage affordability. Each page shows the official source used and the date of its last verification.

How reliable are the results?

They apply the 2026 rates for AHV, ALV, accident insurance and BVG, along with cantonal and municipal multipliers. They cannot know your pension fund's specific terms, your church tax status or the deductions you claim in your tax return, which are settled at assessment.

Is my data transmitted anywhere?

No. Every calculation runs in the browser and nothing is sent to a server. Closing the tab discards what you entered, which is what makes it reasonable to use the tools with real figures rather than rounded approximations. Each page shows the official source used and the date of its last verification.

Do the calculators work for cross-border workers?

Partly. Social contributions are calculated identically, but taxation depends on the agreement between Switzerland and your country of residence. The withholding tax calculator is the right starting point, together with the rules on the number of days worked from home.

How often are the rates updated?

Whenever an official change takes effect, which means at least once a year on 1 January for social contributions and cantonal tax scales. Each page shows its verification date and links the official source it relies on. Each page shows the official source used and the date of its last verification.