Updated
All Calculators
Explore all our free calculators for your personal finances. Every tool is updated with 2026 Swiss tax law.
Salary & Taxes
Gross-Net Calculator
Calculate net salary from gross with federal, cantonal and municipal taxes.
Net-Gross Calculator
Find out what gross salary you need for your desired net salary.
Hourly Rate Calculator
Convert annual salary to gross and net hourly rate.
Withholding Tax
Calculate withholding tax for foreign employees.
Canton Comparison
Compare net salary across all 26 cantons.
BVG Calculator
Calculate BVG contributions and project your pension fund capital.
Pillar 3a
Calculate tax savings and capital projection for Pillar 3a.
Employer Costs
Calculate total employer cost including social contributions.
Minimum Wage Switzerland
Cantonal minimums and collective agreements
Average Salary Switzerland
Medians by canton, sector and age
Finance & Investments
Mortgage Calculator
Calculate monthly payment, interest and amortization schedule.
Interest Calculator
Simulate capital growth with compound interest.
Savings Plan
Simulate savings plan evolution over time.
Inflation
Calculate the impact of inflation on purchasing power.
Pension Calculator
Estimate your monthly pension based on AHV and BVG.
Budget
Organize your finances with the 50/30/20 rule.
FIRE Calculator
Calculate how much you need for financial independence.
Loan Calculator
Calculate monthly payment and total cost of a loan.
Frequently asked questions
Which calculator should I start with?
The gross-to-net calculator, which turns an advertised salary into the amount actually received after AHV, BVG and taxes. The others answer narrower questions: withholding tax, pillar 3a, employer cost, canton comparison or mortgage affordability. Each page shows the official source used and the date of its last verification.
How reliable are the results?
They apply the 2026 rates for AHV, ALV, accident insurance and BVG, along with cantonal and municipal multipliers. They cannot know your pension fund's specific terms, your church tax status or the deductions you claim in your tax return, which are settled at assessment.
Is my data transmitted anywhere?
No. Every calculation runs in the browser and nothing is sent to a server. Closing the tab discards what you entered, which is what makes it reasonable to use the tools with real figures rather than rounded approximations. Each page shows the official source used and the date of its last verification.
Do the calculators work for cross-border workers?
Partly. Social contributions are calculated identically, but taxation depends on the agreement between Switzerland and your country of residence. The withholding tax calculator is the right starting point, together with the rules on the number of days worked from home.
How often are the rates updated?
Whenever an official change takes effect, which means at least once a year on 1 January for social contributions and cantonal tax scales. Each page shows its verification date and links the official source it relies on. Each page shows the official source used and the date of its last verification.